Travel insurance
Are you covered?
Cost-Effective Optional Travel Protection
Travel Insured International recommends protection for every cruise. If you cancel for a covered reason, such as illness or injury, it can reimburse up to 100% of your cruise cost.
Up to 100% of the trip cost back for a covered cancellation
$25,000 medical · $50,000 evacuation
Pre-existing waiver within 21 days of deposit
Estimate your plan cost
Trip cost per person (the non-refundable cruise fare)
$
$145
6.6% of the trip cost
Rates per person from the plan schedule; maximum insurable trip cost $10,000; maximum trip length 30 days. Purchase within 21 days of your deposit to waive the pre-existing condition exclusion.
Travel Insured International recommends travel protection for all cruise reservations. It can reimburse up to 100% of your cruise cost if you have to cancel your reservation for a covered reason such as illness, injury, death in family or other unanticipated occurrences as specified in the plan. It also includes coverage for travel delay, trip interruption, lost baggage and medical costs during your cruise. Additional terms apply. In addition, travel protection provides you with 24-hour worldwide emergency assistance services to help you resolve issues such as lost or stolen passports, translation services, emergency cash advances and a myriad of other invaluable services while you are away from home on your cruise vacation.
See below for a summary of plan benefits and costs. Insurance benefits are subject to limitations and exclusions, including an exclusion for pre-existing conditions. However, you may be eligible for a Waiver of the Pre-Existing Condition Exclusion if you purchase travel protection at the time of booking or within 21 days thereafter (see the summary of plan benefits for more details). This optional plan can be purchased directly through the Travel Insured International website.
Travel Protection Plan for Direct Line Cruises
Schedule of insurance benefits and per-person rates
Trip Cancellation**
100% of Trip Cost*
Trip Interruption**
100% of Trip Cost*
Travel Delay · 6 hours
$500 ($150/day)
Missed Tour or Cruise Connection · 3 hours
$500
Accident & Sickness Medical Expense
$25,000
Dental Sublimit
$750
Emergency Medical Evacuation, Medical Repatriation and Return of Remains
$50,000
Baggage & Personal Effects
$1,500 ($250 per article)
Baggage Delay (12 hours)
$500
Non-Insurance Travel Assistance Services
Included
*Up to the lesser of the Trip Cost paid or the maximum benefit amount on Your Confirmation of Benefits (subject to a maximum insurable trip cost of $10,000). Not applicable if Trip Cost equals $0. **Benefits are applicable only if a trip is cancelled or interrupted due to a covered peril. Maximum trip length is 30 days. Schedule 20231128-3252323, Travel Insured International, a Crum & Forster company.
$0 to $500
$29
$501 to $1,000
$55
$1,001 to $1,500
$85
$1,501 to $2,000
$115
$2,001 to $2,500
$145
$2,501 to $3,000
$175
$3,001 to $3,500
$210
$3,501 to $4,000
$245
$4,001 to $4,500
$280
$4,501 to $5,000
$315
$5,001 to $5,500
$350
$5,501 to $6,000
$390
$6,001 to $6,500
$425
$6,501 to $7,000
$460
$7,001 to $7,500
$495
$7,501 to $8,000
$530
$8,001 to $8,500
$570
$8,501 to $9,000
$605
$9,001 to $9,500
$640
$9,501 to $10,000
$675
Waiver of the pre-existing medical condition exclusion
The Pre-Existing Medical Condition Exclusion will be waived if the protection plan is purchased within 21 days of the date your initial trip deposit is received, you insure the full non-refundable cost of the trip (and also insure all subsequent travel arrangements added to your trip within 21 days of your payment for those arrangements) and you are not disabled from travel at the time you purchase the plan.
Within 21 days of the deposit
Insure the full non-refundable cost
Not disabled from travel when you buy
Who to ask
Travel Insured writes the plan; we offer it
Travel Insured International
855 Winding Brook Drive
Glastonbury, CT 06033
Questions about coverage
866-684-0218
www.travelinsured.com
Direct Line Cruises
Offers the plan under the direction of Travel Insured; we cannot answer coverage questions.
Direct Line Cruises is not an insurer and does not have any liability for any coverage amounts under this plan. As a travel retailer, Direct Line Cruises is not qualified or authorized to answer technical questions about the benefits, exclusions or conditions of any of the insurance coverages in the plan or to evaluate the adequacy of your existing insurance coverage. Direct Line Cruises and its employees may offer and disseminate travel insurance under the direction of Travel Insured International. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this plan with your existing life, health, home, and automobile insurance policies. If you have any questions about this coverage, contact Travel Insured at 866-684-0218. Purchasing a travel protection plan is not required in order to purchase any other products or services offered by Direct Line Cruises.
General Exclusions and Limitations for Insurance Benefits
Insurance benefits are not payable for any loss due to, arising or resulting from:
- suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane;
- an act of declared or undeclared war;
- participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard;
- riding or driving in races, or speed or endurance competitions or events;
- mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment);
- participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition;
- participating in bodily contact sports, skydiving or parachuting, hang gliding, or bungee cord jumping;
- piloting or learning to pilot or acting as a member of the crew of any aircraft;
- being Intoxicated as defined in the Plan, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician;
- the commission of or attempt to commit a felony or being engaged in an illegal occupation;
- normal childbirth or pregnancy (except Complications of Pregnancy) or voluntarily induced abortion;
- dental treatment (except as coverage is otherwise specifically provided in the Plan);
- amounts which exceed the Maximum Benefit Amount for each coverage as shown in the Schedule of Benefits;
- due to a Pre-Existing Condition, as defined in the Plan. The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or Return of Remains coverage;
- medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You;
- a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You;
- due to loss or damage (including death or injury) and any associated cost or expense resulting directly from the discharge, explosion or use of any device, weapon or material employing or involving chemical, biological, radiological or similar agents, whether in time of peace or war, and regardless of who commits the act and regardless of any other sequence thereto.
Additional Limitations and Exclusions Specific to Baggage and Personal Effects: Benefits are not payable for any loss caused by or resulting from: breakage of brittle or fragile articles; wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom's rule; theft or pilferage while left in any unlocked or unattended vehicle; property illegally acquired, kept, stored or transported; Your negligent acts or omissions; or property shipped as freight or shipped prior to the Scheduled Departure Date; or electrical current, including electric arcing that damages or destroys electrical devices or appliances.
Medically Fit to Travel Exclusion: The Company will not pay any expense as a result of You having been advised in writing that You, a Traveling Companion, Family Member or Business Partner booked to travel with You are not Medically Fit to Travel, as defined in the Plan, at the time of purchase of Coverage for a Trip. If Coverage for a Trip is purchased and it is later determined that You, a Traveling Companion, Family Member or Business Partner booked to travel with You were not Medically Fit to Travel, as defined in the plan, at the time of purchase of Coverage for a Trip, the Coverage is void and plan cost paid will be returned.
Excess Insurance: The insurance provided by the plan is in excess of all other valid and collectible insurance or indemnity. If at the time of the occurrence of any loss there is other valid and collectible insurance or indemnity in place, the Company shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of plan cost paid.
Please refer to the plan document for a complete description of coverage.
This advertisement contains highlights of the plans developed by Travel Insured International, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by C&F Services. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Travel Insured International. P.O. Box 6503, Glastonbury, CT 06033; 855-752-8303; customercare@travelinsured.com; California license #0113223. While Travel Insured International markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Travel Insured and Travel Insured does not receive compensation from USF for providing the non-insurance components of the plans.
Decided?
Purchase Your Travel Insurance Plan Today
Call Travel Insured International at 1-866-684-0218 with coverage questions or to reserve your policy.